REAL ESTATE

Compiled by HSH Associates, Financial Publishers, www.hsh.com

*--* -- Week ending Week ending Week ending Loans to $417,000 1/21/2009 1/14/2009 7/23/2008 30-year fixed 5.34%+0.36pt 5.12%+0.32pt 6.49%+0.47pt 15-year fixed 5.24%+0.37pt 4.94%+0.38pt 6.13%+0.42pt $417,000 and up 30-year fixed 7.10%+0.39pt 6.98%+0.48pt 7.60%+0.75pt 15-year fixed 6.80%+0.46pt 6.91%+0.49pt 7.13%+0.69pt Home equity lines 5.24% 5.24% 5.55% Home equity loans 9.16% 9.16% 8.06% 6-month LIBOR 1.56% 1.47% 3.17% 1-year Treasury 0.43% 0.44% 2.21% 6-month Treasury 0.29% 0.30% 1.91% 6-month CD 1.39% 1.57% 3.12% Prime rate 3.25% 3.25% 5.00% 11th District 11/2008 10/2008 5/2008 cost-of-funds 3.155% 3.125% 2.918% *--*