WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 9/30/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended -- 9/30/2009 9/23/2009 4/1/2009 30-year fixed 5.07%+0.34pt 5.16%+0.39pt 4.89%+0.34pt 15-year fixed 4.57%+0.37pt 4.65%+0.36pt 4.77%+0.25pt $417,000 and up 30-year fixed 6.00%+0.48pt 5.93%+0.55pt 6.58%+0.83pt 15-year fixed 5.56%+0.58pt 5.48%+0.50pt 6.52%+1.04pt Home equity lines 5.74% 5.74% 5.62% Home equity loans 9.08% 9.08% 8.96% 6-month LIBOR 0.63% 0.66% 1.72% 1-year Treasury 0.41% 0.40% 0.59% 6-month Treasury 0.20% 0.20% 0.40% 6-month CD 0.35% 0.37% 1.63% Prime rate 3.25% 3.25% 3.25% 11th District 7/2009 6/2009 2/2009 cost of funds 1.473% 1.599% 2.003% *--*